WatchOS 4.2 adds Apple Pay Cash support for Apple Watch

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Apple has released watchOS 4.2 for the Apple Watch.

Apple Pay Cash features launched with iOS 11.2.

The market share for Apple Inc's iPhones, as measured by sales of its iOS mobile operating system, declined to 32.9 percent in the United States, from 40.6 percent a year ago, Kantar Worldpanel ComTech's data showed. This includes support for the new Apple Pay Cash on the device. The received amount will directly credit to the account that od paired with the Apple Pay.

Though retail purchases are possible with Apple Pay Cash, the service's primary function is an easy way to transfer money between friends through iMessage.

Users can also view their transaction history, including person to person payments as well as purchases they've made in stores, apps and on the web with Apple Pay Cash, right in Wallet.

Apple Pay Cash is now available through all models of the Apple Watch as part of the watchOS 4.2 software update.

Although the product is rolled out as a person to person solution, I have to imagine that Apple is just fine having users store their money with them (though their bank partner GoBank) and then use those balances to shop with their app. Users can then press "Pay" and enter an optional message. And since there's no Touch ID, much less Face ID, you'll have to key in your passcode the old-fashioned way.

Apple Pay Cash, on the other hand, is the Cupertino's system for person-to-person payments, which it first debuted back at WWDC 2017 in June.

Person to person payments and Apple Pay Cash are available in the United States on iPhone SE, iPhone 6 and later, Apple Watch, iPad Pro, iPad (5th Generation), iPad Air 2 and iPad mini 3 or later. In order to enable the same, the required cash in Apple Cash has to be present.

Using Apple Pay Cash is free with a debit card.

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